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Latent
Defects
A Little Understood Term Results in Boat Owners
Not Taking Advantage of Insurance Coverage
Most
yacht policies have a latent defect clause which
provides specific coverage for latent defects, while
others specifically exclude latent defects from
coverage. The term latent defect in maritime use
is widely misunderstood, for it is not the same
thing as with common law usage. A latent defect
is an unknown defect not discoverable by such inspection
or test as the law reasonably requires under the
circumstances, i.e. reasonable and prudent inspection.
Entire Article
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What
to do if Your Boat Is Hurricane Damaged
Following a major hurricane like Ivan, most boat owners
have their hands full with homes, family and business
so that the prospect of having to deal with the boat
also is a daunting and unwelcome task. However, your
insurance policy obligates you to take all reasonable
actions to preserve it from further loss and damage.
Entire
Article
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Your
Legal Obligations during a Storm
Most people are probably quite unaware that they may
actually have legal obligations for what happens to
their boats, or rather what their boats do to other
property, during a hurricane. Such obligations have
been demonstrated in numerous court cases. Entire
Article
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Chapter
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Marine
Insurance and Issues of Law (Marine
Investigations) |
Chapter
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Fraud Investigations (Marine Investigations) |
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by
David Pascoe |
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Insurance
Issues 
